49629澳门资料大全怎么买?,今天澳门买什么好,澳门彩免费资料大全,今天买什么特马,2023年澳门资料正版资料大全 Virgin Money

Jump to main navigation
Jump to main content

EXPLORE OUR RED HOT PRODUCTS

Our highest interest savings account

The Virgin Money Boost Saver (bundled with our everyday Go account).

Up to 4.55% p.a.

When you meet the Monthly Criteria²

Up to 4.85% p.a.*

When you also switch on the Lock Saver Feature³

Apply now

Interest rates variable. Up to combined balances of $250,000. 32 days notice period & Monthly Criteria applies to the Lock Saver Feature.

DESIGNED FOR MOBILE, MADE FOR YOU

Our new simple and intuitive app brings your Virgin Money transaction accounts, savings accounts and credit cards together at your fingertips, wherever you are. Download the new app today.

The information provided is factual information only. It is not intended to be, and should not be interpreted as, a recommendation or opinion about the financial products identified. Virgin Money Australia has not considered your objectives, financial situation or needs in preparing this advice. Before acting on any advice please consider the appropriateness of the advice for you, having regard to your objectives, financial situation and needs. You should obtain a copy of the Product Disclosure Statement, if relevant, relating to the products described and consider the information in those PDSs before making any decision about whether to acquire or continue to hold the products identified.

Prepared by Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740 Australian Credit Licence AFSL 244616, the issuer of the transaction and savings accounts. Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria and fees and charges click here.

Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence 244616 (“BOQ”), promotes and distributes the Virgin Money Credit Cards ("Credit Cards"). National Australia Bank Limited ABN 12 004 044 937 Australian Credit Licence 230686 (“NAB”) is the credit provider and issuer of the Credit Cards. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards.

Terms & conditions
1. Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances, currently 20.99% p.a. on the Virgin Australia Velocity Flyer Card, Virgin Australia Velocity High Flyer Card and Virgin Money No Annual Fee Card, and 21.69% p.a. for the Virgin Money Low Rate Card. Interest rates are variable and subject to change. The interest rates are current as at 1 February 2023. This offer is valid until 30 April 2023. Please note that unless advertised otherwise, you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable ongoing purchase rate. If we approve your credit card application, the Balance Transfer offer will be available for up to 90 days from the date your application is approved. Velocity Points are not issued on balance transfers. View more information about balance transfers.
2. The Virgin Money Boost Saver Interest Rate is made up of a Base Rate of Interest 0.05% p.a. plus a Bonus Interest Rate of 4.50% p.a. when the Monthly Criteria are met (outlined in the full terms and conditions) on the Virgin Money Go Account in the previous month.
  
  The Virgin Money Boost Saver Bonus Interest Rate applies up to the aggregate balance of $250,000 across all Boost Savers that are held in the same name. It is applicable for any month, where the Monthly Criteria were achieved on your Go Account in the immediately preceding month. The Monthly Criteria below must be made into a Virgin Money Go Account that is in the same name as your Boost Saver:
  
  - If you are 25 years and older, deposit $2,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
  - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
  - If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate.
3. The Virgin Money Boost Saver highest Variable Interest Rate of 4.85% p.a. is made up of
  
  - a Base Interest Rate of 0.05% p.a.;
  - a Bonus Interest Rate of 4.50% p.a.; plus
  - a Notice Interest Rate of 0.30% p.a. (Lock Saver Feature);
  
  When the Lock Saver Feature is enabled and the Monthly Criteria are met on the Virgin Money Go Account in the previous month.
  
  The Virgin Money Boost Saver Bonus Interest Rate applies up to the aggregate balance of $250,000 across all Boost Savers that are held in the same name. It is applicable for any month, where the Monthly Criteria were achieved on your Go Account in the immediately preceding month. The Monthly Criteria below must be made into a Virgin Money Go Account that is in the same name as your Boost Saver:
  
      - If you are 25 years and older, deposit $2,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
      - If you are between 18 and 24 years, deposit $1,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)
      - If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate.
  
  For more information visit the Rates & Fees section.
4. Up to 100,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity Flyer Card account holders who apply by 30 June 2022. 25,000 bonus Velocity Points will be awarded for every month $1,500 or more is spent on Eligible Transactions for the first 4 months from card approval. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Velocity Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. Please note that if you have a balance transfer, you will be charged interest on any spend you make. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the Flyer Card 100,000 Velocity Points offer. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. Velocity membership Terms and Conditions apply. This offer can't be used in conjunction with other Virgin Australia Velocity Flyer Point promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades).
5. Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances, currently 21.69% p.a. for the Virgin Money Low Rate Card. Interest rates are variable and subject to change. The interest rates are current as at 1 September 2022. This offer is valid until 30 November 2022. Please note that unless advertised otherwise, you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable ongoing purchase rate. If we approve your credit card application, the Balance Transfer offer will be available for up to 90 days from the date your application is approved. Velocity Points are not issued on balance transfers. View more information about balance transfers.

49629澳门资料大全怎么买?,今天澳门买什么好,澳门彩免费资料大全,今天买什么特马,2023年澳门资料正版资料大全

EXPLORE OUR RED HOT PRODUCTS

Our highest interest savings account

FAQs

Contact us

Blog

RBA rate changes

DESIGNED FOR MOBILE, MADE FOR YOU